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Unfortunately, residents in Fort Myers are very familiar with property damage. In 2022, Hurricane Ian damaged or destroyed about 97 percent of homes and commercial buildings in Fort Myers Beach and countless properties within the greater Fort Myers area, causing $110 billion in damages.
Countless local residents have had to rebuild from the ground up, which can be challenging with the state’s new building codes and recent legislation designed to discourage legal action against home insurance companies.
Many Fort Myers residents assumed that years of paying insurance premiums entitled them to fair treatment in the worst-case scenario. Unfortunately, that wasn’t, and still isn’t, always the case.
Especially in Florida, where hurricanes and storm damage claims are a nearly constant reality, home insurers often prioritize their bottom line over their policyholders, fighting to spend as little money as possible on repairing or replacing their client’s property.
As a result of this hardline approach, property damage claim filers often feel pressured into accepting an insultingly minimal settlement offer that undervalues the extensive damage to their home.
If you are struggling to secure the compensation you need to start over after a hurricane, the attorneys at Kanner & Pintaluga are ready to fight for your rights. We have years of experience negotiating and litigating with insurance companies and will ensure that your claim is given the attention it deserves.
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It’s important to keep a list of expensive items, such as jewelry, artwork or antiques, and proof of purchase and possession. Valuables should be covered, but insurance companies may try to dispute your ownership of the property. They may also argue that the property was depreciated, meaning they will pay you far less than the replacement cost. If you lost many personal items due to wind damage or fire damage, you may feel as if the totality of your possessions is being greatly undervalued. Our attorneys will make sure their value is calculated accurately and is reflected in your insurance’s reimbursement offer.
If your home was damaged because of internal construction defects – either due to having an ineffective design or poor execution when building – you should be able to file a claim. Construction defect claims can become complicated, as insurance companies may try to pass off their responsibility by encouraging you to pursue claims against the parties that made the home instead (i.e., the contractor or construction company).
While those businesses should be held liable for mistakes they made, your insurance company should still honor your claim. After all, they have the resources to recoup their losses from those at-fault entities. Our attorneys will help solidify your claim and establish liability with clear evidence to help you receive fair compensation.
A bad faith claim is when an insurance company acts in an egregious and borderline illegal manner that betrays their own policies and the duty they owe policyholders. Examples include canceling a policy relevant to your claim without notice, failing to communicate with you or delaying their verdict to such an extent that it forces you to give up on it.
Florida law prohibits this kind of behavior from insurance providers. If you suspect your insurer is acting unreasonably, the attorneys at Kanner & Pintaluga will help you hold them responsible in negotiations so you can receive the compensation you’re owed. We understand the complexities of bad faith cases and are ready to take your insurance provider to court if necessary.
Hiring a property damage attorney to assist you with your case can increase your claim’s chances of success. At Kanner & Pintaluga, we’ll work hard to secure you compensation that reflects the value of your property damage losses and the consequent out-of-pocket costs you’ve incurred. The attorneys at our Forts Myers property damage law office will fight for maximum compensation so you can repair, rebuild or relocate with peace of mind.
Call (800) 586-5555 to schedule a free case evaluation with one of our attorneys today.
Navigating a significant property damage claim can be complex, but you don't have to face it alone. Our experienced Fort Myers personal injury law firm is here to help you fight for the compensation you deserve. We’ll work tirelessly to restore your property and your peace of mind.