Because Florida operates under a no-fault insurance system in car accidents, each party’s insurance provider will be responsible for compensating medical bills and lost wages – fault doesn’t factor in. However, depending on your case’s circumstances, you may be able to pursue compensation for pain and suffering and additional economic damages from the responsible party and their insurance provider. In any type of car or truck accident where someone suffers a debilitating spine or brain injury, it’s usually necessary to bring a claim against the at-fault driver, as PIP limits will likely fall far short of covering your long-term care costs and lost wages.

Although Florida doesn’t require you to prove fault to receive compensation in a car crash, you’re not guaranteed to receive adequate compensation from your insurance provider. Ultimately, insurance companies are profit-oriented, meaning they’ll do what it takes to protect their bottom line – even if it means undervaluing the injuries of their own policyholders. For example, they may try to downplay your injuries, dispute their liability by arguing you were to blame for the accident or delay their claim decision for long enough that filers begin to panic.

At Kanner & Pintaluga, we’ll ensure that your claim is being evaluated fairly. Our catastrophic injury attorneys will help you assess settlement offers and locate evidence to bolster the underlying facts of your claim. We have the trial experience to challenge a claim denial or undervaluation in court if it becomes necessary to do so.