Florida Property Damage Attorney


Our Property Damage Lawyers Seek Maximum Recovery for Floridians Facing Insurance Claim Denial and Underpayment

Florida is frequently in the path of vicious Atlantic hurricanes and storms, but they are far from the only disasters that strike homes and businesses in the Sunshine State. From wind damage and plumbing leaks to vandalism and fires, there is a nearly endless number of persistent property damage threats. The insurance companies you pay to protect you financially are often most concerned with minimizing their own costs after these disasters occur.

The property damage lawyers at Kanner & Pintaluga have extensive experience fighting for Floridians who are facing property damage insurance claim denial or underpayment. Our team will aggressively pursue the maximum recovery you deserve.

You Can’t Afford to Wait After a Natural Disaster or Unforeseen Event Damages Your Business, Home, Boat or Other Property

There are a variety of reasons why your property damage claim may be delayed or outright denied. A claim denial or low payment offer doesn’t mean all hope is lost. A property damage lawyer at Kanner & Pintaluga may be able to help. We have extensive experience representing clients in home insurance claims, renters insurance claims, boat insurance claims, business insurance claims and much more. Let us take a look at your case and help you understand your options.

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Don’t Worry, We Can Help!

Damage to your home or other property from unforeseen accidents can create hazardous living conditions that demand immediate attention. As with all cases at Kanner & Pintaluga, there is absolutely no cost to our clients unless we win your case.

Do not hesitate to contact a property damage attorney at Kanner & Pintaluga at 1-800-586-5555 if you have suffered damages to your home or other property. The attorneys at Kanner & Pintaluga are here to protect your rights and help get you the maximum recovery for your claim.

Find more information on hurricane damage here.


Get a Free Consultation Today

Contact Kanner & Pintaluga for a free consultation, and let us provide you and your family with dedicated service and get you the compensation you deserve.

Call 800.586.5555

Types of Property Damage Cases

Storm Damage

Florida home, business and boat owners, along with renters, are frequently faced with the messy consequences of vicious storms. Your insurer made a commitment to help when your insured property suffers covered losses.

Wind Damage

Wind is the root cause for a significant percentage of property damage claims in Florida. Unfortunately, wind damage can take many forms and lead to ancillary damages. Getting an accurate and fair claim payment is key to your recovery.


Lightning Damage

Florida is known as America’s lightning capital for good reason. It’s unsurprising that lightning damage claims are common in our state. If you have property damaged by lightning and are facing claim denial, we will try to help.

Plumbing Leaks

Although plumbing leak claims seem like they should be straightforward, there are some common ways in which insurance companies try to deny or underpay these claims. If your claim offer is too low to cover your losses and restore your property, call us for a free consultation.


Like theft, vandalism can feel like a personal afront and a blatant display of disrespect. The situation is far worse when you’re disrespected again by the insurance company who denies or undervalues your claim. We’ll fight for you.


Roof Damage

Wind damage, hail, hurricanes and lightning are all common causes of roof damage in Florida. Getting your roof damage fully fixed is vital for your home and to prevent future claims. Unfortunately, insurance companies use a lot of tricks to undervalue these claims.

Water Damage

Water damage can have far-reaching consequences for your property, whether it was your home, business or vehicle that was affected by leaks or flooding. Water damage claims are complicated due to policy exclusions. Working with knowledgeable property damage attorneys may help.

Hail Damage

The extreme storm activity we experience in Florida is frequently accompanied by hail. All types of hail, both large and small, can wreak havoc on cars, roofs, windows and any other personal property that isn’t under adequate cover.


Fire & Smoke Damage

Fires are often caused by unforeseen and unpredictable factors like electrical shorts or inadvertent mistakes in the kitchen. When people think of home insurance claims, fire and smoke damage is likely one of the hazards that first jumps to mind.


Florida Property Damage FAQs

No – Florida’s no-fault insurance laws specifically pertain to injuries, which are paid for by each driver’s personal injury protection (PIP) coverage up to their own policy limits. Every driver in Florida is required to carry at least $10,000 of property damage liability coverage. The driver who is at fault for the accident should pay for the other driver’s repair or vehicle replacement up to that policy limit. Drivers may be personally liable for any expenses beyond what their insurance can cover.

Whether you’re filing a claim after an auto accident, flooding from a pipe leak in your home or hurricane damage, the process is essentially the same. You should contact your insurance company, report the damage and how it occurred and answer their initial questions. The insurance company will want to know how severe the damage is, how the damage occurred and will want some photographic evidence. They may also ask if any witnesses can corroborate your version of events (this is especially important in car accident cases).

The more documentation you can provide, the better. In addition to photographic evidence, it will also help to have a list of damaged belongings and, if possible, receipts or credit card statements showing when they were purchased and how much they cost. This can make receiving fair compensation for damaged or destroyed personal property far easier for policyholders.

There are both legitimate and unfair reasons a claim may be undervalued. You can dispute the valuation with your insurance company yourself and find out if there’s any additional documentation you can provide to bolster your claim, like additional receipts, a repair quote from an independent contractor or additional photographic evidence of your damage. At this time, it may also be in your best interests to contact a property damage attorney or a public adjuster.

Bad faith is a specific situation in which an insurance company is intentionally attempting to deceive you to minimize their expenses in paying your claim. Both bad faith and legitimate mistakes can result in some of the same consequences, including improper denial of a claim, undervaluation or property damage claim delays. It may not be clear whether your insurance company simply made a mistake or is acting in bad faith without working with an attorney to investigate your unique situation.

It’s important to recognize claim denials are not always indicative of bad faith on the part of the insurance company. Insurance policies are full of excluded perils and loopholes they may be able to use to legally avoid paying for damages your home sustained due to a disaster of some kind. While these may seem devious to you, the homeowner who now has to pay out of pocket for repairs, they aren’t illegal or, technically speaking, bad faith.

If you believe your claim is being unfairly denied or undervalued, it may be worth your time to speak with a public adjuster or property damage attorney. They can review your policy, your evidence and your communications with the insurance company to determine if you have any recourse.

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We’ll be by your side, fighting tooth and nail to help make things right so that you can focus on recovering. Call today for a free consultation.

Call 800.586.5555