Kanner & Pintaluga Property Damage Attorneys Are Ready to Help
With over 100 years of combined experience, our expert trial team at Kanner & Pintaluga’s law firm is dedicated to resolving Property Insurance claims for our clients aggressively and efficiently. We handle and litigate residential and commercial property claims arising from Wind, Water, Storm, Mold, Hail, Roof Leaks, Vandalism, Marine Damage, Fire, Tornado, Plumbing Leaks, Sinkhole, Hurricanes, and other causes. Our attorneys are seasoned litigators with the resources to go head to head with any insurance company.
Damage to your home, business, boat, or any other property from natural disasters can create hazardous living conditions that demand immediate attention. Often, insurance companies are more concerned with preserving their bottom line than providing the policyholders the benefits they bargained for. The First Party team at Kanner & Pintaluga is here to provide aggressive representation to ensure that insurance companies remain true to the terms of their policies.
When Insurance companies deny or underpay claims, we will help you through the process of your hurricane property damage claim and recover all the money owed to you quickly. The statue of limitations on property claims could be 3 years depending on the event.
In the aftermath of a hurricane or other disaster, dealing with your insurance company can be confusing and frustrating. At Kanner & Pintaluga, we are committed to helping you through the process, educating, communicating, and protecting you from liability.
Kanner & Pintaluga has offices throughout Florida and will come to you to fight for your rights. There is absolutely no cost to our clients unless we win your case. Call us for a free consultation 1-800-586-5555
Was Your Property Damaged by Hurricane Idalia?
Some Floridians may add Hurricane Idalia to the list of storms that cried wolf – all bluster and panic with little actual damage. Homeowners and business owners in the Big Bend region will long tell a different story. Early estimates for Hurricane Idalia’s damage are between $18 and $20 billion.
Hurricane Idalia made landfall near Keaton Beach as a Category 3 hurricane on the morning of August 30, 2023. Its 125 mph winds ripped at roofs, toppled power lines and hurled debris through windows as overwhelming storm surge flooded low lying communities along the Big Bend coast and inland waterways.
The media loves to talk about Florida hurricanes in an abstract way. They get a handful of colorful quotes, take some pictures of toppled mobile homes and flooded intersections, throw out some stats about households without power and move on to the next big story of the day.
What they don’t usually report on are the challenges home and business owners in Florida face in the ensuing months and years as they struggle to rebuild. Those challenges are often made far more difficult than necessary due to the intransigence of home insurance companies.
As experienced property damage attorneys serving Florida, the team at Kanner & Pintaluga understand the intricacies of hurricane damage claims. We’re here to guide you every step of the way.
Has Your Property Been Damaged by Hurricane Ian?
Hurricane Ian may have made landfall near Fort Myers, but the damage has been far from localized. Floridians across the state are reporting sometimes catastrophic damage from high sustained winds, flooding and historic levels of rainfall. There have been reports of tornadoes touching down as far as Broward County and Palm Beach, with severe damage reported across central Florida.
If you have a property damage claim related to Hurricane Ian, you’re not alone. The sooner you act, the better your chances of receiving full and fair compensation. With so many people filing property damage claims simultaneously, speed is of the essence. Contact your insurance company as soon as possible. If you’re not receiving the service you deserve, or your claim is being unfairly denied or undervalued, the team at Kanner & Pintaluga is ready to help. Get in touch with our hurricane damage lawyers as soon as possible by filling out our form or calling us at 800.586.5555.
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Challenges Facing Florida Homeowners
with Hurricane Idalia Damage
Underestimation of Damage:
It’s not uncommon for insurance adjusters to undervalue the extent of damages in their assessments. Undervaluation is not always devious – but the effect on homeowners is the same regardless of intention. Many untrained claims adjusters work in understaffed claim centers trying to keep up with large, often complex claims. They also have an incentive from their employer to exclude damage, even if that means getting creative with excluded perils.
Claim Denials:
Some insurance companies might wrongfully deny claims, stating reasons like ‘pre-existing damage’ or ‘lack of maintenance’. Working with a team of property damage professionals, like public adjusters and property damage lawyers, can help you document evidence showing your damage was caused by the hurricane and wasn’t pre-existing.
Delayed Processing:
During widespread disasters, insurance companies are inundated with claims, often leading to slow response and processing times. Being busy doesn’t give insurance companies an excuse to violate legally mandated claims processing deadline requirements.
Policy Exclusions:
Many policies contain intricate clauses and exclusions that might be used as grounds for denying a claim. In some cases, it requires investigation to show your damage was not caused by an excluded peril.
Why Are Florida Hurricane Damage Claims So Difficult?
Some hurricane damage claim challenges have always made it hard for policyholders to get a fair shake. Unfortunately, those traditional difficulties have been amplified with new legislative changes that are designed to disenfranchise home insurance customers in the state of Florida.
The insurance company lobby has spent a lot of time and money to influence and promote legislation that reduces options for policyholders who are having difficulties with their claims. At the end of the day, the goal is the same as it’s always been – minimize claim payments and make it harder to appeal, negotiate or sue, even for homeowners with legitimate grievances.
Common Types of Hurricane Damage
Structural Damage
Powerful winds can tear off roofs, uproot walls and even destabilize foundations. Even homes that weren’t directly in the path of Hurricane Idalia were still subjected to 80 and 90 mph wind gusts, which are more than enough to yank off shingles, throw debris through windows and topple trees onto homes.
Water Damage
With heavy rainfall and rising sea levels, flooding is a major concern during hurricanes. Hurricane water damage claims are complex for a variety of reasons. Most importantly, it’s not always clear who should pay – your flood damage policy or your normal homeowners policy. There are many scenarios in which hurricanes cause non-flood water damage. If a tree falls on your roof, making a hole through which rain penetrates your home, that is not flood damage and should be covered under your normal policy. Getting your insurance company to honor that claim can be complicated and exhausting. Our hurricane damage lawyers are here to help.
Debris Impact
Hurricanes can turn loose items into high-speed projectiles, causing further damage to properties. Everything from small rocks and stones to lawn ornaments and fence posts can be hurled through windows and damage person property. Broken windows can also leave your home open to rain, which causes its own host of additional damage and creates a high likelihood of mold growth.
How the Hurricane Damage Lawyers at Kanner & Pintaluga Can Help
- Claim Evaluation: We’ll conduct an independent assessment of your home’s Hurricane Idalia damage to ensure that no detail or property is overlooked.
- Negotiation: Armed with evidence, we’ll negotiate with insurance companies on your behalf to ensure you get the rightful compensation.
- Legal Representation: If your claim is wrongfully denied or undervalued, we’re prepared to represent you in court, fighting relentlessly for your rights.
- Policy Understanding: Our team will help you understand the nuances of your insurance policy, ensuring you’re fully aware of your coverage and any potential limitations.
Contact Kanner & Pintaluga for a free
consultation, and let us provide you and your family with dedicated
service and get you the compensation you deserve.
Call 800.586.5555
What Our Clients Are Saying
Every attorney espouses their skill and expertise at the negotiation table and in the courtroom, but the real yardstick by which law firms should be judged is the experience of past clients.