Insurance companies, especially the home insurance providers still operating in Florida, are not charities. They’re profit-driven businesses, which means they don’t always act in your best interests.

In Florida, where hurricanes and storm damage claims are frequent occurrences, home insurers often work hard to protect their bottom line and spend as little money as they can on repairing or replacing the property of clients.

This often results in filers being offered a minimal settlement that doesn’t come close to covering the damages in hopes that you’re in dire straits financially and are compelled to accept it. Insurance companies may also try to diminish the value of your claim, from undervaluing your losses to placing the blame on your shoulders so that they don’t have to pay you.

Florida bars insurance companies from acting in bad faith when handling claims, such as unreasonably denying your claim, delaying their claim decision or canceling the applicable policy without notice.

However, your provider may still use tricks to avoid upholding their end of your agreement. At Kanner & Pintaluga, our attorneys will hold the insurer accountable. We’ll negotiate on your behalf to ensure your rights are recognized and help you obtain the compensation you’re entitled to.