Head or spine injuries can potentially and irrevocably change the quality of your life if they’re catastrophic in nature. A catastrophic injury is one that results in chronic pain and decreased mobility or even a total loss of motor function or cognitive challenges – including memory loss, anxiety, depression and post-traumatic stress disorder (PTSD).

Severe scarring from lacerations or burn scarring may also be categorized as catastrophic. Essentially, any injury that will have a permanent impact on your life, whether physical or psychological, can potentially be categorized as a catastrophic injury and usually justifies greater compensation.

You’re especially vulnerable to sustaining severe damage to your head or spine in a car accident, slip and fall accident and workplace accident if you work with heavy machinery. You can also suffer a catastrophic injury from contact sports like football or boxing or due to medical negligence, such as if your surgeon or anesthesiologist makes a mistake during an operation.

Regardless of the reason, a critical head and spine injury can lead to a permanent disability that could diminish your ability to earn a living while you simultaneously experience skyrocketing expenses from surgeries, ongoing medical care, assistive devices and limited mobility home modifications.

Because of these ramping costs, receiving ample compensation for the root accident is essential. Without it, a critical head and spine injury can put considerable financial strain on you and your loved ones, especially if you were the main source of income for your family.

At Kanner & Pintaluga, we understand the stakes of your catastrophic injury claim and will fight to maximize your compensation, so it completely covers your new costs of living.

The Process for Filing Your Claim

How you file your claim will depend on the incident that caused your head or spine injury. The circumstances will dictate which type of claim you should file, whether that’s a premises liability claim or a medical malpractice claim.

If you sustained a catastrophic injury from a vehicle or workplace accident, the process for receiving compensation can be complicated. Since Florida doesn’t factor fault into either of these claims, you’ll need to first attempt to secure compensation for medical bills and lost wages through your own insurance or your workers’ comp coverage.

However, in the case of car accidents, PIP’s minimum coverage limit of $10,000 can’t begin to cover the extensive damages someone with a debilitating spine or brain injury has suffered. As a profit-based business, your employer’s insurance provider may also give you a hard time securing the considerable compensation you need to not fall behind on bills.

Most car accident victims with head and spine injuries will need to file a claim against the at-fault driver to cover the damages.

The catastrophic injury attorneys at our Bonita Springs personal injury law firm will help you pursue reimbursement for pain and suffering and other economic damages from the responsible party. We have years of negotiation and trial experience and will take the insurance company to court if your claim is undervalued or denied.