It’s often said that negotiations are founded on compromise; or, put simply, neither side gets everything  they want. Unfortunately, many people injured in Boca Raton car accidents find themselves on the losing side of insurance claim negotiations. They’re often forced to pay a large part of their medical bills with their own money and receive only a small percentage of their lost wages – plus no pain and suffering compensation.

At Kanner & Pintaluga, we won’t settle for anything less than the best possible outcome. We’re fierce negotiators who have handled settlements with at-fault drivers and their insurance companies on behalf of thousands of previous clients. Our Boca Raton car crash attorneys understand what’s at stake and will protect you from insurance companies’ underhanded tricks.

We Know First-Hand Insurance Companies Don’t Play Fair

At the end of the day, insurance is a business. They are companies that will prioritize profits over people. This means that insurance adjusters will typically minimize payouts or deny claims altogether by disputing liability or downplaying the extent of the victim’s injuries.

Insurance providers may not even have their loyal policyholders’ best interests at heart. Many Boca Raton residents’ personal injury protection (PIP) insurance plans don’t offer sufficient coverage. PIP insurance covers up to 60 percent of lost wages, 80 percent of medical bills and zero percent for emotional pain and suffering – and only until you hit your PIP limit of $10,000 (if you have minimum insurance required by Florida law).

Even if your insurance provider honors your claim, this meager coverage limit may not come close to covering the full cost of medical treatment, especially if your injuries are severe, leaving you with a permanent disability or disfigurement, or you suffered a head or spine injury with long-term health ramifications.

This system can inadvertently protect reckless drivers and sabotage innocent victims, depriving them of the compensation they need to pay for their resultant medical care. As a result, many people injured in car accidents in Boca Raton are forced to pursue legal action in order to secure adequate reimbursement.

It’s not uncommon for people injured in auto accidents to find it difficult to perform daily tasks – let alone muster the physical and mental fortitude it takes to argue for what they need at the negotiating table and win.