Most home and business owners in Boca Raton have dutifully paid their insurance premiums for decades. The majority have likely never had to file a large claim. You might assume being a policyholder in good standing has earned you a modicum of goodwill and entitles you to fair treatment. Unfortunately, many claim filers feel like the opposite is the case based on their experience with the insurance company. If you’re disheartened and frustrated with how your property damage claim is being treated, it may be time to consult with a local property damage attorney.

How the Insurance Company Views Your Property Damage Claim

Despite what their advertising may suggest, insurance companies are not always on your side when you file a property damage claim. This is because insurance companies are businesses first and foremost. Their goal is to protect their bottom line, which often means reducing claim payouts whenever possible. They may undervalue your loss, deny your claim or delay payout, leaving you with a financial burden that can be difficult to handle.

Are Attorneys Necessary When You File a Property Damage Claim?

Simply needing to file a property damage claim doesn’t justify calling a property damage lawyer. For most filers, it only becomes necessary to consult with a lawyer when they believe they’re being treated unfairly, or their claim is of particularly high value. Situations where you might want to call a Boca Raton property damage lawyer may include: