Personal Injury Attorneys Representing Charleston Clients in Auto Accident, Workers’ Comp and Slip & Fall Cases
Have you or a loved one recently been injured in an accident caused by another person’s negligence? Are you struggling to decide what to do next? It’s not uncommon for people who have just been involved in accidents to be confused and anxious in its aftermath. Injury events are always random and unexpected. There’s no time to prepare and few people have a game plan in place for this unexpected occurrence.
One thing that does help restore some people’s peace of mind in this turbulent time is getting assistance from skilled personal injury attorneys who have extensive experience dealing with these types of situations.
The Charleston, South Carolina lawyers at Kanner & Pintaluga have helped hundreds of people in our community deal with the aftermath of personal injuries. They can help you understand how the process works, which pitfalls to avoid, which steps to take and provide some much-needed stability during an uncertain time.
The auto accident and personal injury lawyers at Kanner & Pintaluga offer free, no-obligation case evaluations, and their legal representations is available on a contingency fee basis, which means you don’t owe them any payment until and only if they successfully win the compensation you deserve for your injury.
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Dealing with the Insurance Companies
One of the many factors that complicate personal injury cases is the involvement of insurance companies. When you file a personal injury lawsuit, you won’t be dealing with the person who caused your injury, you’ll be dealing with their insurance company.
In South Carolina, every driver is required to carry $25,000 of bodily injury liability coverage per person. Your medical bills will be paid out of that $25,000 – not the other driver’s own pocket. It won’t be the driver fighting against your attempt to get compensated for your medical bills and lost wages, it will be the insurance company and their attorneys who do so.
That’s why it’s not uncommon for people who are injured in auto accidents to receive a phone call from the insurance company soon after their accident. During this call, the insurance company will try to settle your claim, which they want to do before you speak with your own attorney.
Their goal is to get you to settle for less than you can potentially get because at this early stage your medical costs are likely somewhat limited. They know that the longer you wait the more likely your doctors are to diagnose the full scope of your injuries, which may require expensive diagnostics, surgeries, rehabilitation and occupational therapy or other treatments.
The insurance company also wants to talk to you when you’re off balance and feeling desperate after the accident. In the immediate aftermath of an auto accident people are often in shock and may even be panicking about how they will get the money to pay for their mounting medical bills, replace their car and pay their other living expenses, all while they may be unable to work due to their injuries.
The insurance company wants to offer you a lowball settlement offer while you have these concerns because their hope is that you’re desperate enough to accept anything, even if it’s a much smaller amount than what you should really be paid.
It’s often in your best interest to tell the insurance company that you aren’t accepting any offer right away and that you need to speak with an attorney first.
We Thoroughly Investigate Your Accident and Injuries to Make the Best Case Possible
The best way to succeed with a personal injury case is to gather as much evidence as possible so it is crystal clear that the negligent party caused your accident and injuries. It’s also important to accurately ascertain the scope of your injuries, the cost of treatments and the long-term ramifications of your injuries.
Some injured people end up requiring care for the rest of their lives, which can be extraordinarily expensive. They may also require mobility assistance devices and their home may need to be modified to improve accessibility for people with disabilities, such as having ramps or chair lifts installed on stairs.
Knowing the long-term prospects of your injury and recovery can also help with estimating lost wages and pain and suffering. If you can no longer work, then we must calculate how much you may have earned for the rest of your working life and add it into our settlement estimate. Severe injuries that limit your mobility, mental faculties or any other aspect of your fitness may cause you to get passed over for future promotions or otherwise limit your earning potential, and the settlement we seek should be adjusted to reflect these changes.
Although hard to monetize, it’s also important to quantify all the things you’ll miss out on due to your injury, such as pursuing hobbies and passions, participating fully in the lives of your children and other factors that impact the overall quality of your life.
Thoroughly preparing an in-depth case gives our personal injury attorneys a lot of leverage during negotiations. In many cases, the insurance company will see our case and decide it will be more affordable to settle for a fair amount rather than fight your claim in court, which can be extraordinarily expensive for the insurance company.
If you have questions about your options, please feel free to contact the Charleston personal injury attorneys at Kanner & Pintaluga.