Personal Injury, Hurricane and Property Damage Attorneys in Jacksonville, FL
Are you a Jacksonville area resident who has recently suffered an injury, due to no fault of your own, and you’re trying to figure out what to do now? Was your home or business damaged during a hurricane and your insurance company is denying your claim?
If you find yourself in a situation where your life has been turned upside down due to an event that was entirely out of your control and you don’t know where you’re going to get the money to recover, consider contacting Kanner & Pintaluga. Our Jacksonville personal injury and property damage attorneys have made it their life’s work to fight for people like you.
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Our Law Firm’s Approach to Hurricane Damage and Property Damage Cases
Property damage cases, especially those involving hurricane damages, are a bit different. In these cases, our clients have usually filed a property damage claim to their insurance company to get money to repair damages their home suffered during a hurricane. The insurance company sometimes denies these claims, saying that the types of damages our client’s home suffered isn’t covered under their insurance policy.
It’s understandable that you’d feel wronged by this response. You’ve paid premiums for as long as you’ve owned your home, which should entitle you to some peace of mind that when a natural disaster strikes your insurance company will help pay for the cost of repairs.
There are several reasons an insurance company may deny a hurricane damage claim in Florida. When hurricanes hit, home and business insurance companies often ship in a lot of out of state claims adjusters or utilize claims adjusters with minimal experience to deal with the high volumes of claims they are receiving due to the hurricane. These claims adjusters may not be as experienced as they should be, meaning they’ll make mistakes and say damage that should be covered isn’t covered.
Insurance companies have also changed their policies over the years due to natural events like hurricanes. They exclude certain types of damages from your policy, like storm surge flooding, because they don’t want to pay out an exorbitant amount of money to policy holders after a hurricane. However, there are still a lot of types of damage that are covered, like wind damage or wind-blown rain.
Kanner & Pintaluga in Jacksonville will use our resources and knowhow to investigate your claim and document how the damage to your home was caused. We’ll also analyze your homeowners insurance policy and go to the insurance company with evidence proving why your claim should be honored.
Our Personal Injury Law Firm’s Approach
The most compelling case is one built on accurate, irrefutable evidence. That’s why our first step is always gathering as much proof as possible. We want to be able to lay out a case where it’s clear the negligent party, whether it was a business, a person or a worker, acted improperly and those actions led to your injuries.
We will pull police reports, accident footage and images, medical records, physician depositions and any other evidence necessary to craft a case that shows who did what to cause the injuries that you were unfairly subjected to.
Our goal is to go into negotiations with the opposing attorneys armed with a clear, factually accurate timeline of events that led to your injury as well as a clear accounting for all the costs that resulted from your injury.
These costs go beyond just your medical bills and rehabilitation cost. They should include the money you lost due to being out of work and any money you may need to spend on continuing care and rehabilitation in the future. If you’re no longer able to do the things you love or you’re no longer able to care for your family the way you were able to before your injury, those costs should be calculated into your ultimate settlement as well.
In most situations, the opposing attorneys will see our case before trial and decide it’s not worth their time and money to fight a losing battle in court, and they’ll settle your injury claim for a fair amount. If they would rather take the case to trial, we’ll be happy to meet them there and argue your case in front of a judge or jury.
Get the Help You Need with Your Injury or Hurricane Damage Claim
Whether you were injured in an auto accident due to a negligent or distracted driver, or your property has been damaged and your insurance company doesn’t want to pay for the damages, Kanner & Pintaluga in Jacksonville is here to help. We’re ready to fight for you.