Negotiate with Insurance Companies

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Insurance Companies Aren’t On Your Side After a Boca Raton Car Accident

It’s often said that negotiations are founded on compromise; or, put simply, neither side gets everything  they want. Unfortunately, many people injured in Boca Raton car accidents find themselves on the losing side of insurance claim negotiations. They’re often forced to pay a large part of their medical bills with their own money and receive only a small percentage of their lost wages – plus no pain and suffering compensation.

At Kanner & Pintaluga, we won’t settle for anything less than the best possible outcome. We’re fierce negotiators who have handled settlements with at-fault drivers and their insurance companies on behalf of thousands of previous clients. Our Boca Raton car crash attorneys understand what’s at stake and will protect you from insurance companies’ underhanded tricks.

We Know First-Hand Insurance Companies Don’t Play Fair

At the end of the day, insurance is a business. They are companies that will prioritize profits over people. This means that insurance adjusters will typically minimize payouts or deny claims altogether by disputing liability or downplaying the extent of the victim’s injuries.

Insurance providers may not even have their loyal policyholders’ best interests at heart. Many Boca Raton residents’ personal injury protection (PIP) insurance plans don’t offer sufficient coverage. PIP insurance covers up to 60 percent of lost wages, 80 percent of medical bills and zero percent for emotional pain and suffering – and only until you hit your PIP limit of $10,000 (if you have minimum insurance required by Florida law).

Even if your insurance provider honors your claim, this meager coverage limit may not come close to covering the full cost of medical treatment, especially if your injuries are severe, leaving you with a permanent disability or disfigurement, or you suffered a head or spine injury with long-term health ramifications.

This system can inadvertently protect reckless drivers and sabotage innocent victims, depriving them of the compensation they need to pay for their resultant medical care. As a result, many people injured in car accidents in Boca Raton are forced to pursue legal action in order to secure adequate reimbursement.

It’s not uncommon for people injured in auto accidents to find it difficult to perform daily tasks – let alone muster the physical and mental fortitude it takes to argue for what they need at the negotiating table and win.

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Why Having a Trial Lawyer Can Help

At Kanner & Pintaluga, the auto accident attorneys at our Boca Raton office will take the arduous and protracted legal battle off your hands. If you’re still in need of compensation after filing with your PIP insurance provider, we’ll help you pursue compensation from the at-fault driver and their insurance in fierce negotiations where your needs are front and center.

Armed with trial experience, our Boca Raton auto accident lawyers are not afraid to take reckless or negligent drivers to court. Showing the other side you’re ready to fight for the compensation you deserve can often strengthen your negotiating position. The insurance company may decide settling for a fair amount will be less costly than protracted litigation.

You don’t need to be aiming for a trial to benefit from hiring a trial lawyer. If your lawyer has a reputation as someone who isn’t afraid of court, insurance companies might be more amenable to fair payouts to avoid the cost of a trial and the chance of losing against a skilled attorney with a record of success in court.

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Kanner & Pintaluga have recovered over 1 billion dollars and are experienced in working against insurance companies. Contact us for a free consultation, and let us provide you and your family with dedicated service and get you the compensation you deserve.

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What Are Some Common Tactics Insurance Companies Use in Auto Accident Cases?

“It’s Your Fault.”

Insurance companies can try to minimize payouts by disputing the fact that their policyholder is at fault. They may argue that you are either wholly or partially responsible for your own injuries. Photos, surveillance footage and accident reconstruction can help prove the other driver was primarily at fault.

It’s worth noting that even if you were partially at fault for the accident, as long as your attributed percentage of fault is below 50 percent, you should still receive at least some compensation from the other driver due to Florida’s comparative negligence system.

“Your Injury Isn’t New.”

They may blame your injuries on a pre-existing condition, whether that means that your current condition isn’t new or wasn’t aggravated by the accident but rather is a medical issue that existed before the auto accident.

Alternatively, they may also claim your injury happened elsewhere – anything to reduce their policyholder’s responsibility. Medical records and testimony from doctors can be crucial for attributing your injuries to the crash.

“It’s Not That Bad.”

Insurance companies can downplay the severity of your injuries and dispute the necessity of certain medical treatments in order to justify a lower payout. Thorough medical documentation as well as physical evidence preserved from the accident (e.g., torn clothes, photos of your car’s damage, etc.) can help verify the extent of your injuries.

“We’re Still Deliberating.”

Some insurance companies may delay their decision regarding your claim to an absurd degree that forces plaintiffs to accept insufficient settlement offers out of desperation. The auto accident attorneys at our Boca Raton firm won’t accept bad faith like this and will keep on insurance companies to ensure your claim is given timely and fair consideration.

“This Is Our Best Offer.”

Even when insurance companies do accept liability, they frequently pressure plaintiffs in need of compensation – especially those who need money to cover medical costs or lost wages quickly – into accepting lowball settlement amounts. In many cases, these auto accident victims are forced to pay out of pocket for medical bills and receive little to no compensation for lost wages.

At Kanner & Pintaluga, we won’t let insurance companies walk all over you. We’ll advocate aggressively for maximum compensation on your behalf, leveling the playing field.

Go to the Negotiating Table With an Aggressive Boca Raton Auto Accident Attorney on Your Side

The aggressive car crash lawyers at Kanner & Pintaluga are ready to fiercely pursue the full recovery you rightfully deserve. We have the experience, expertise and resources to make insurance companies think twice about taking advantage of you.

Call (800) 586-5555 today to consult with one of our attorneys today at no cost or obligation to you.

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Get the Aggressive Representation You Deserve

The team at Kanner & Pintaluga understand how frustrating being involved in a car crash can be. Losing your transportation, having to take time off work to recover, being unable to pay bills due to lost wages and dealing with the pain and suffering of serious injuries can significantly decrease your peace of mind and quality of life. Call today for a free consultation.

Call 800.586.5555