Experienced Des Moines Personal Injury Lawyer
Residents of Des Moines – and the whole United States – enjoy many freedoms. One of the most important freedoms we all have is to live without fear of being severely injured by another person. With that right also comes a tacit responsibility for everyone – you shouldn’t act negligently or recklessly with disregard for the safety of others.
This means you can’t do things like run red lights or create tripping hazards in grocery stores for the fun of it. If someone is injured because another person was acting negligently or recklessly, the guilty party can be held financially responsible for the medical costs, pain and suffering and lost wages of the injured party.
Des Moines injury victims shouldn’t be forced to pay for treatment and rehabilitation that they only require because of someone else’s negligent actions. If you’re injured due to another person’s carelessness, you should be compensated for the medical costs you accrued, your pain and suffering and the income you lost out on because your injuries prevented you from working.
Calculating these “damages” can get complex, and it’s not always clear in the immediate aftermath of an accident just how large the medical bills will be or what the long-term ramifications will be for the injured party in terms of their life, career and family
Ideally, the responsible person’s insurance provider will step up and compensate you for your losses – that’s why we all pay for home, auto and liability insurance. However, insurance companies are businesses, and their ultimate goal is to make a profit. Each dollar they pay out in a claim or settlement reduces their profits, meaning they often have a lot of incentive to fight claims or lawsuits, even when they are justified.
That’s where Des Moines personal injury attorneys come into play.
Personal injury lawyers can help negotiate on the injured party’s behalf. In many cases, simply having a local Des Moines lawyer do the talking may convince an insurance company that settling for a fair amount is in their best interest.
If the responsible party’s insurance company still isn’t willing to budge, a skilled and honest personal injury attorney in Des Moines can take the case to trial and fight for the compensation their client deserves in court.
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When a Personal Injury Attorney Becomes Necessary
Not every auto accident requires the services of a personal injury attorney. If only property damage is involved, a personal injury attorney likely won’t take the case. Even minor injuries may not justify securing the services of a personal injury attorney.
You may not know for sure whether you need a Des Moines attorney until you first hear from the other driver’s insurance company.
When the other driver’s insurance company calls you to settle the claim, they will likely offer to settle the claim for less than what you need to cover your medical costs and property damage. As with any negotiation, the insurance company is trying to get you to accept as little as possible.
Accepting the first offer is often not in the injured party’s best interest. They should hold out for however much money they need to cover their medical costs, vehicle damage and any wages they may have lost because of their injuries.
When the insurance company says, “Take it or leave it,” the injured party should seriously consider contacting a personal injury attorney for assistance.
If you weren’t the one who caused the accident, why should you be the one saddled with the costs?