{"id":6336,"date":"2019-03-11T22:30:13","date_gmt":"2019-03-11T22:30:13","guid":{"rendered":"https:\/\/kpattorney.com\/?p=6336"},"modified":"2025-11-04T12:10:58","modified_gmt":"2025-11-04T17:10:58","slug":"flood-damage-rarely-covered-by-insurance","status":"publish","type":"post","link":"https:\/\/kpattorney.com\/es\/blog\/flood-damage-rarely-covered-by-insurance\/","title":{"rendered":"\u00bfPor qu\u00e9 los seguros rara vez cubren los da\u00f1os por inundaciones?"},"content":{"rendered":"<p>Recoger los pedazos despu\u00e9s de una inundaci\u00f3n es una de las cosas m\u00e1s dif\u00edciles que puede hacer un propietario. Es a\u00fan m\u00e1s dif\u00edcil cuando su seguro le deniega la cobertura de los da\u00f1os causados por el agua. <a href=\"https:\/\/kpattorney.com\/es\/personal-injury\/how-cases-work\/negotiating-with-insurance-companies\/\">compa\u00f1\u00eda de seguros<\/a>.<\/p>\n<p>En estos casos, cabe preguntarse por qu\u00e9 algunos tipos de <a href=\"https:\/\/kpattorney.com\/es\/property-damage\/water\/\">da\u00f1os por agua<\/a> est\u00e1n cubiertos, pero a menudo se deniegan s\u00f3lo los da\u00f1os por inundaci\u00f3n. Resulta que los \"da\u00f1os por inundaci\u00f3n\" tienen matices complicados que pueden alterar la indemnizaci\u00f3n que ofrece tu compa\u00f1\u00eda de seguros.<\/p>\n<h2><strong>Los distintos tipos de da\u00f1os causados por el agua<\/strong><\/h2>\n<p>Para una persona normal, todos los da\u00f1os causados por el agua son b\u00e1sicamente iguales. Pero para la t\u00edpica compa\u00f1\u00eda de seguros, unos peque\u00f1os detalles pueden marcar la diferencia entre estar cubierto o tener que pagar por su cuenta costosas reparaciones por inundaci\u00f3n.<\/p>\n<p>Existen varios <a href=\"https:\/\/www.valuepenguin.com\/flood-insurance\/how-flood-damage-defined#storm-hurricane-water-damage\">tipos de da\u00f1os por agua<\/a>:<\/p>\n<ul>\n<li><strong>Inundaci\u00f3n<\/strong> - Inundaci\u00f3n de al menos dos acres de tierra normalmente seca<\/li>\n<li><strong>Descarga repentina o accidental<\/strong> - Un episodio repentino de agua en su casa o en los alrededores<\/li>\n<li><strong>Retenciones y desbordamientos de aguas residuales<\/strong> - Da\u00f1os por agua causados por una fuga en una instalaci\u00f3n subterr\u00e1nea<\/li>\n<li><strong>Tormenta\/hurac\u00e1n<\/strong> - Fen\u00f3menos meteorol\u00f3gicos naturales con fuertes vientos y lluvias<\/li>\n<\/ul>\n<p>Los vertidos repentinos y los da\u00f1os causados por huracanes suelen estar cubiertos, al menos parcialmente, por el seguro de hogar o de inquilinos, mientras que los da\u00f1os causados por las aguas residuales y las inundaciones requieren p\u00f3lizas independientes.<\/p>\n<h2><strong>\u00bfPor qu\u00e9\u00a0<\/strong><strong>Da\u00f1os por inundaciones\u00a0<\/strong><strong>\u00bfAseguradoras poco cubiertas?<\/strong><\/h2>\n<p>Los da\u00f1os por agua causados por inundaciones no est\u00e1n cubiertos por las p\u00f3lizas de propietarios o inquilinos porque se consideran un delito. <a href=\"https:\/\/www.thebalance.com\/how-to-handle-water-damage-claims-3860314\">evento gradual<\/a> y no repentinos o accidentales. Como regla general, si el agua toca primero el suelo antes de entrar en su casa, se consideran da\u00f1os por inundaci\u00f3n.<\/p>\n<p>Otros ejemplos de da\u00f1os graduales por agua son:<\/p>\n<ul>\n<li>Filtraci\u00f3n de agua a trav\u00e9s de los cimientos<\/li>\n<li>Moho, podredumbre o corrosi\u00f3n<\/li>\n<li>Lento <a href=\"https:\/\/kpattorney.com\/es\/property-damage\/water\/plumbing-leak\/\">fugas de fontaner\u00eda<\/a> que causan da\u00f1os con el tiempo<\/li>\n<li>Goteras derivadas de una negligencia manifiesta (mal estado del tejado, fontaner\u00eda, ventanas, etc.)<\/li>\n<\/ul>\n<h2>\u00bfCu\u00e1ndo pueden incluirse los da\u00f1os por inundaci\u00f3n en una p\u00f3liza de seguro?<\/h2>\n<p>En algunos casos, el seguro de hogar cubre los da\u00f1os por inundaci\u00f3n. Por ejemplo, si un \u00e1rbol cae sobre tu casa durante una tormenta y las fuertes lluvias da\u00f1an el interior, es posible que est\u00e9 cubierto porque se trata de un suceso \"repentino\" y la inundaci\u00f3n no procede del suelo.<\/p>\n<p>Los da\u00f1os provocados por tuber\u00edas rotas o defectuosas, los da\u00f1os causados por el agua durante la extinci\u00f3n de un incendio dom\u00e9stico, las goteras en el tejado o los da\u00f1os en el sistema de calefacci\u00f3n, ventilaci\u00f3n y aire acondicionado pueden estar cubiertos siempre que la causa inicial no sea una negligencia intencionada.<\/p>\n<h2><strong>Da\u00f1os por inundaciones Vs. Da\u00f1os por hurac\u00e1n<\/strong><\/h2>\n<p>Discernir las diferencias entre da\u00f1os por inundaciones normales y da\u00f1os por huracanes puede resultar confuso. Durante una tormenta tropical, las aguas suelen subir tan r\u00e1pido que los sistemas de drenaje no dan abasto. Una vez que m\u00e1s de dos acres est\u00e1n \"inundados con agua\", FEMA lo considera una inundaci\u00f3n.<\/p>\n<p>El \u00fanico caso en que el seguro de hogar cubrir\u00e1 los da\u00f1os causados por un hurac\u00e1n es si la propia tormenta fue la causa de la inundaci\u00f3n; por ejemplo, si la tormenta rompi\u00f3 una ventana y provoc\u00f3 la inundaci\u00f3n de su vivienda. Por el contrario, si los da\u00f1os se debieron a una acumulaci\u00f3n gradual de agua subterr\u00e1nea, necesitar\u00e1s un seguro contra inundaciones.<\/p>\n<h2><strong>C\u00f3mo proteger su casa de los da\u00f1os causados por las inundaciones<\/strong><\/h2>\n<p>Es recomendable que los propietarios de viviendas que vivan en una regi\u00f3n de riesgo como Florida contraten un seguro contra inundaciones para estar protegidos frente a los costosos da\u00f1os causados por las inundaciones. En <a href=\"https:\/\/www.fema.gov\/national-flood-insurance-program\">Programa Nacional de Seguro contra Inundaciones<\/a> (NFIP) proporciona una cobertura adecuada para la mayor\u00eda de los casos de inundaci\u00f3n.<\/p>\n<h2><strong>C\u00f3mo presentar una reclamaci\u00f3n por da\u00f1os causados por el agua<\/strong><\/h2>\n<p>Tras una inundaci\u00f3n, es importante actuar con rapidez para asegurarse de recibir la mayor indemnizaci\u00f3n posible de su aseguradora. Si es seguro entrar en tu casa, puedes seguir estos pasos:<\/p>\n<h3><strong><em>Documentar los da\u00f1os<\/em><\/strong><\/h3>\n<p>Su primer instinto ser\u00e1 empezar a limpiar el desastre. Sin embargo, primero debe documentar los da\u00f1os lo mejor que pueda haciendo fotos detalladas. Re\u00fana tambi\u00e9n cualquier otra prueba, como art\u00edculos de peri\u00f3dico en los que se detalle la tormenta o fotos de los vecinos.<\/p>\n<h3><strong><em>Prep\u00e1rese para responder a las preguntas<\/em><\/strong><\/h3>\n<p>A la compa\u00f1\u00eda de seguros le interesa pagar una indemnizaci\u00f3n lo m\u00e1s peque\u00f1a posible. Cuando el perito acuda a tu casa, prep\u00e1rate para responder detalladamente a las preguntas dif\u00edciles y aportar las pruebas que has reunido cuidadosamente.<\/p>\n<h3><strong><em>Considere la posibilidad de obtener su propio presupuesto<\/em><\/strong><\/h3>\n<p>Si est\u00e1 dentro de su presupuesto, pida un presupuesto por escrito a un contratista independiente o a una empresa de reparaciones profesional. Algunos incluso ofrecen presupuestos gratuitos si su presupuesto es ajustado. Si la compa\u00f1\u00eda de seguros te baja el precio, aprovecha para negociar un precio justo.<\/p>\n<h3><strong><em>No espere recibir el importe \u00edntegro<\/em><\/strong><\/h3>\n<p>Desgraciadamente, no debe esperar recibir el pago completo de inmediato. Es posible que la compa\u00f1\u00eda de seguros le env\u00ede la mitad por adelantado y la otra mitad una vez finalizado el trabajo, menos la franquicia. Si usted cree que merece m\u00e1s, considere la posibilidad de hablar con un abogado con experiencia en da\u00f1os a la propiedad antes de aceptar la oferta de liquidaci\u00f3n de siniestros de la compa\u00f1\u00eda de seguros.<strong>.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Picking up the pieces after a flood is one of the most difficult things a homeowner can do. It\u2019s even harder when you are denied coverage<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":12,"featured_media":6337,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[213],"tags":[],"class_list":["post-6336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why Is Flood Damage Rarely Covered by Insurance?<\/title>\n<meta name=\"description\" content=\"Flood Damage is rarely covered in insurance policies for numorous reasons. Don&#039;t get caught off guard...Understand your policy and file the proper claims!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kpattorney.com\/es\/blog\/flood-damage-rarely-covered-by-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Is Flood Damage Rarely Covered by Insurance?\" \/>\n<meta property=\"og:description\" content=\"Flood Damage is rarely covered in insurance policies for numorous reasons. Don&#039;t get caught off guard...Understand your policy and file the proper claims!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kpattorney.com\/es\/blog\/flood-damage-rarely-covered-by-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Kanner &amp; Pintaluga\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kpattorney\" \/>\n<meta property=\"article:published_time\" content=\"2019-03-11T22:30:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-04T17:10:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kpattorney.com\/wp-content\/uploads\/2019\/03\/Hurricane-Katrina-Flooding-New-Orleans_Kanner-and-Pintaluga-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1365\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Daniel Jimenez\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Daniel Jimenez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/\"},\"author\":{\"name\":\"Daniel Jimenez\",\"@id\":\"https:\\\/\\\/kpattorney.com\\\/#\\\/schema\\\/person\\\/342243e4d3a17ee2161d4c9514431b64\"},\"headline\":\"Why Is Flood Damage Rarely Covered by Insurance?\",\"datePublished\":\"2019-03-11T22:30:13+00:00\",\"dateModified\":\"2025-11-04T17:10:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/\"},\"wordCount\":798,\"publisher\":{\"@id\":\"https:\\\/\\\/kpattorney.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kpattorney.com\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/Hurricane-Katrina-Flooding-New-Orleans_Kanner-and-Pintaluga-scaled.jpg\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/\",\"url\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/\",\"name\":\"Why Is Flood Damage Rarely Covered by Insurance?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kpattorney.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kpattorney.com\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/Hurricane-Katrina-Flooding-New-Orleans_Kanner-and-Pintaluga-scaled.jpg\",\"datePublished\":\"2019-03-11T22:30:13+00:00\",\"dateModified\":\"2025-11-04T17:10:58+00:00\",\"description\":\"Flood Damage is rarely covered in insurance policies for numorous reasons. Don't get caught off guard...Understand your policy and file the proper claims!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/kpattorney.com\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/Hurricane-Katrina-Flooding-New-Orleans_Kanner-and-Pintaluga-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/kpattorney.com\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/Hurricane-Katrina-Flooding-New-Orleans_Kanner-and-Pintaluga-scaled.jpg\",\"width\":2048,\"height\":1365,\"caption\":\"Hurricane Katrina flooding legal assistance image\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/kpattorney.com\\\/blog\\\/flood-damage-rarely-covered-by-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/kpattorney.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Why Is Flood Damage Rarely Covered by Insurance?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/kpattorney.com\\\/#website\",\"url\":\"https:\\\/\\\/kpattorney.com\\\/\",\"name\":\"Kanner &amp; Pintaluga\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/kpattorney.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/kpattorney.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/kpattorney.com\\\/#organization\",\"name\":\"Kanner & Pintaluga\",\"url\":\"https:\\\/\\\/kpattorney.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/kpattorney.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/kpattorney.com\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/newresizedkplogo.png\",\"contentUrl\":\"https:\\\/\\\/kpattorney.com\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/newresizedkplogo.png\",\"width\":450,\"height\":94,\"caption\":\"Kanner & Pintaluga\"},\"image\":{\"@id\":\"https:\\\/\\\/kpattorney.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/kpattorney\",\"https:\\\/\\\/x.com\\\/kpattorney\",\"https:\\\/\\\/www.instagram.com\\\/kpattorney\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/kpattorney\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/kpattorney.com\\\/#\\\/schema\\\/person\\\/342243e4d3a17ee2161d4c9514431b64\",\"name\":\"Daniel Jimenez\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfPor qu\u00e9 los seguros rara vez cubren los da\u00f1os por inundaciones?","description":"Los da\u00f1os por inundaci\u00f3n rara vez est\u00e1n cubiertos en las p\u00f3lizas de seguros por numerosas razones. Que no te cojan desprevenido... \u00a1Comprende tu p\u00f3liza y presenta las reclamaciones oportunas!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kpattorney.com\/es\/blog\/flood-damage-rarely-covered-by-insurance\/","og_locale":"es_MX","og_type":"article","og_title":"Why Is Flood Damage Rarely Covered by Insurance?","og_description":"Flood Damage is rarely covered in insurance policies for numorous reasons. Don't get caught off guard...Understand your policy and file the proper claims!","og_url":"https:\/\/kpattorney.com\/es\/blog\/flood-damage-rarely-covered-by-insurance\/","og_site_name":"Kanner &amp; Pintaluga","article_publisher":"https:\/\/www.facebook.com\/kpattorney","article_published_time":"2019-03-11T22:30:13+00:00","article_modified_time":"2025-11-04T17:10:58+00:00","og_image":[{"width":2048,"height":1365,"url":"https:\/\/kpattorney.com\/wp-content\/uploads\/2019\/03\/Hurricane-Katrina-Flooding-New-Orleans_Kanner-and-Pintaluga-scaled.jpg","type":"image\/jpeg"}],"author":"Daniel Jimenez","twitter_misc":{"Escrito por":"Daniel Jimenez","Tiempo de lectura":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/#article","isPartOf":{"@id":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/"},"author":{"name":"Daniel Jimenez","@id":"https:\/\/kpattorney.com\/#\/schema\/person\/342243e4d3a17ee2161d4c9514431b64"},"headline":"Why Is Flood Damage Rarely Covered by Insurance?","datePublished":"2019-03-11T22:30:13+00:00","dateModified":"2025-11-04T17:10:58+00:00","mainEntityOfPage":{"@id":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/"},"wordCount":798,"publisher":{"@id":"https:\/\/kpattorney.com\/#organization"},"image":{"@id":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/kpattorney.com\/wp-content\/uploads\/2019\/03\/Hurricane-Katrina-Flooding-New-Orleans_Kanner-and-Pintaluga-scaled.jpg","articleSection":["Blog"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/","url":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/","name":"\u00bfPor qu\u00e9 los seguros rara vez cubren los da\u00f1os por inundaciones?","isPartOf":{"@id":"https:\/\/kpattorney.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/#primaryimage"},"image":{"@id":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/kpattorney.com\/wp-content\/uploads\/2019\/03\/Hurricane-Katrina-Flooding-New-Orleans_Kanner-and-Pintaluga-scaled.jpg","datePublished":"2019-03-11T22:30:13+00:00","dateModified":"2025-11-04T17:10:58+00:00","description":"Los da\u00f1os por inundaci\u00f3n rara vez est\u00e1n cubiertos en las p\u00f3lizas de seguros por numerosas razones. Que no te cojan desprevenido... \u00a1Comprende tu p\u00f3liza y presenta las reclamaciones oportunas!","breadcrumb":{"@id":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/#primaryimage","url":"https:\/\/kpattorney.com\/wp-content\/uploads\/2019\/03\/Hurricane-Katrina-Flooding-New-Orleans_Kanner-and-Pintaluga-scaled.jpg","contentUrl":"https:\/\/kpattorney.com\/wp-content\/uploads\/2019\/03\/Hurricane-Katrina-Flooding-New-Orleans_Kanner-and-Pintaluga-scaled.jpg","width":2048,"height":1365,"caption":"Hurricane Katrina flooding legal assistance image"},{"@type":"BreadcrumbList","@id":"https:\/\/kpattorney.com\/blog\/flood-damage-rarely-covered-by-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kpattorney.com\/"},{"@type":"ListItem","position":2,"name":"Why Is Flood Damage Rarely Covered by Insurance?"}]},{"@type":"WebSite","@id":"https:\/\/kpattorney.com\/#website","url":"https:\/\/kpattorney.com\/","name":"Kanner y Pintaluga","description":"","publisher":{"@id":"https:\/\/kpattorney.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kpattorney.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/kpattorney.com\/#organization","name":"Kanner y Pintaluga","url":"https:\/\/kpattorney.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/kpattorney.com\/#\/schema\/logo\/image\/","url":"https:\/\/kpattorney.com\/wp-content\/uploads\/2022\/07\/newresizedkplogo.png","contentUrl":"https:\/\/kpattorney.com\/wp-content\/uploads\/2022\/07\/newresizedkplogo.png","width":450,"height":94,"caption":"Kanner & Pintaluga"},"image":{"@id":"https:\/\/kpattorney.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/kpattorney","https:\/\/x.com\/kpattorney","https:\/\/www.instagram.com\/kpattorney\/","https:\/\/www.linkedin.com\/company\/kpattorney\/"]},{"@type":"Person","@id":"https:\/\/kpattorney.com\/#\/schema\/person\/342243e4d3a17ee2161d4c9514431b64","name":"Daniel Jim\u00e9nez"}]}},"_links":{"self":[{"href":"https:\/\/kpattorney.com\/es\/wp-json\/wp\/v2\/posts\/6336","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kpattorney.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kpattorney.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kpattorney.com\/es\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/kpattorney.com\/es\/wp-json\/wp\/v2\/comments?post=6336"}],"version-history":[{"count":0,"href":"https:\/\/kpattorney.com\/es\/wp-json\/wp\/v2\/posts\/6336\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kpattorney.com\/es\/wp-json\/wp\/v2\/media\/6337"}],"wp:attachment":[{"href":"https:\/\/kpattorney.com\/es\/wp-json\/wp\/v2\/media?parent=6336"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kpattorney.com\/es\/wp-json\/wp\/v2\/categories?post=6336"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kpattorney.com\/es\/wp-json\/wp\/v2\/tags?post=6336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}