{"id":11036,"date":"2020-04-01T03:48:28","date_gmt":"2020-04-01T03:48:28","guid":{"rendered":"http:\/\/69.16.196.213\/~hurricanedamage\/?page_id=6770"},"modified":"2025-11-04T12:32:21","modified_gmt":"2025-11-04T17:32:21","slug":"boats","status":"publish","type":"page","link":"https:\/\/kpattorney.com\/es\/property-damage\/storms\/hurricanes\/boats\/","title":{"rendered":"Da\u00f1os marinos"},"content":{"rendered":"
<\/span><\/div><\/div><\/div><\/div><\/div>
\n\t
\n\t\t
\n\t\t\t

Boat Damage Lawyers<\/strong><\/h2>\n

Many residents who live near the coast own watercraft of some kind. Just because a boat is securely moored in advance of a hurricane\u2019s arrival doesn\u2019t mean it will escape significant damage. The force of hurricanes can overpower even the most carefully laid damage prevention plans.<\/p>\n

Boats aren\u2019t just a hobby for those who love the nautical life; they\u2019re also a massive investment. Without a fair payment on watercraft damage claims, boat owners often don\u2019t have the funds to fully restore their craft or prevent existing hurricane damage from worsening.<\/p>\n

The team at Kanner & Pintaluga is here to help if you\u2019re struggling to obtain full recovery after a hurricane damages your boat.<\/p>\n

What Does Boat Insurance Cover?<\/strong><\/h3>\n

Boat insurance and auto insurance are similar in that policies can include both liability coverage and various types of property damage coverage (the boat equivalent of comprehensive coverage and collision coverage).<\/p>\n

Property damage coverage is often limited to certain perils, one of which may be damage from hurricanes and storms. However, like home insurance, boat insurance policies generally have separate named-storm deductibles. You may be able to lower this deductible by paying higher premiums on your boat insurance.<\/p>\n

If you have a boat, make sure you\u2019re familiar with your policy\u2019s named perils (these may also be listed as \u201call perils\u201d in your policy). Anything not listed will be an excluded peril. Your claim may be denied if the source of your boat damage isn\u2019t on the peril list.<\/p>\n

There are also many additional types of watercraft coverage that can be added to policies, including:<\/p>\n

    \n
  • An expanded list of perils<\/li>\n
  • Damage to your personal property on the boat<\/li>\n
  • Medical payment coverage for owners and passengers<\/li>\n
  • Uninsured boat owner coverage (similar to uninsured motorist coverage)<\/li>\n
  • Towing coverage (similar to roadside assistance for cars)<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div>
    \n\t
    \n\t\t
    \n\t\t\t

    Request a FREE Consultation <\/strong><\/span><\/h3>\n

    We\u2019re available 24\/7 and will respond promptly to any inquiry. <\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n